Since you want to keep things short and programmatic, here is the essential text for your Terms of Use page:
1. Use of Tools All calculators and data on Past Money Value are provided “as-is” for educational purposes. We use Federal Reserve (FRED) data, but we do not guarantee 100% accuracy for financial planning.
2. No Financial Advice The content on this site does not constitute professional financial, legal, or tax advice. Always consult with a certified professional before making investment decisions.
3. Limitation of Liability Past Money Value shall not be held liable for any financial losses or decisions made based on the results of our calculators or content.
4. External Links We are not responsible for the content or practices of third-party websites linked from our platform (including affiliate partners).